Offset Account
Mortgage Offset Account / Transaction Account
Open an Offset Account
Make your money work harder by reducing the interest on your home loan.
Reduce your loan interest. Your account balance is offset daily against your home loan, lowering the interest you pay.
Full everyday functionality. Use it like a normal transaction account with a Visa Debit card and unlimited transactions.
Smart, flexible payments. Pay bills, receive income and set up automatic transfers with ease.
Digital wallet compatible. Pay quickly and securely with Apple Pay, Google Pay or Samsung Pay.
Offset Account summary
- Unlimited Transactions^
- Attach a Visa Debit Card
- Over the Counter Access
- PayID Compatible
- 24 hour access via Internet Banking or Mobile Phone App
- Send and Receive NPP/ Osko Payments
- Apple Pay, Google Pay or Samsung Pay available
- Direct debit facilities available
- Direct crediting of salaries, payments, dividends
- Ability to set up automatic periodical payments from your account
^Transactions include EFTPOS, Visa, ATM cash transactions, BPAY, direct debit, OSKO/NPP Payments, cash withdrawals, staff assisted transfers and online transfers.
Fees
- $5 Monthly Access Fee
- No Fee for sub accounts
- See our CMB Schedule of Fees & Charges
Eligibility
- Any CMB Home Loan Account Holder
Rates
The credit balance of this account is offset daily against the outstanding loan balance, reducing the interest payable on that loan.
To find out more about our Everyday Access account, contact our
branch on 03 5744 3713 or info@centralmurray.bank
To find out more, view our current Interest rates or Rewards, Fees & Charges
or Disclosure Statements or contact our branch.
